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Advancing Lives - Advia CU Name Launch Sweepstakes: Official Rules – December 9, 2013

Program Description / Eligibility: No purchase necessary. This promotion is open to individuals age 18 and over living within the State of Michigan or within any of the following Wisconsin Counties: Green, Rock, Walworth; or within Winnebago County of Illinois. Additionally, all current members of First Community Federal Credit Union (in Wisconsin and Illinois, First American Credit Union – a part of First Community Federal Credit Union), and E & A Credit Union, also hereafter referred to as "Advia Credit Union" or "the credit union", age 18 and over at the time of drawing. Employees and officials of the credit union, and the immediate family members of each are not eligible. Void where prohibited by law. The promotion begins on December 9, 2013, and ends on January 15, 2014 ("Entry Period"). There will be ten (10) grand prize drawing winners selected, held by the credit union for a qualifying cash prize of $1,000 (one thousand dollars) as well as a matching $1,000 provided to a charitable organization operating within the geographical boundaries defined as the available field of membership set forth for the credit union. Charitable organization must meet minimum criteria organized as a not-for-profit entity that meets all requirements of 501 ( c ) designation and holding appropriate proof documentation):

  • Organized and operated exclusively for educational, scientific or other charitable purpose
  • Net earnings may not inure to the benefit of any private individual or shareholder
  • No substantial part of activity may be attempting to influence legislation
  • Organization may not intervene in political campaigns
  • No part of organization’s purpose or activities may be illegal or violate fundamental public policy

How to Enter: You will be entered into a sweepstakes drawing when you complete required information as requested on official sweepstakes website: www.advantagesarecoming.com during promotional period of December 9, 2013 – January 14, 2014; Entries to win by mail are accepted as described below. Entries are limited to one per individual.

No responsibility is assumed by the credit union for lost, late, or misdirected entries or any computer, online, mail, telephone, or technical malfunctions that may occur. All entries become the property of the credit union and will not be returned. Odds of winning a prize depend on the number of eligible entries received.

No substitution, transfer, or assignment of prize permitted. All taxes on prizes are the sole responsibility of the prize winner, and $1,000 of total winnings will be reported as income on earnings to the Internal Revenue Service in the year(s) value received. Consult your tax professional with questions as to possible tax implications of winning this prize.

General Conditions: Entrants agree to abide by the terms of these official rules and by the decisions of the credit union, which are final and binding on all matters pertaining to this sweepstakes. This sweepstakes is governed by the laws of the United States and the State of Michigan, as applicable. All federal, state, and local laws and regulations apply. Prize winners may be required to execute an affidavit of eligibility and liability/publicity release within seven (7) days following the date of attempted notification. Non-compliance within this time period may result in disqualification and selection of an alternate winner. Return of any prize/prize notification as undeliverable may result in disqualification and selection of an alternate winner. Entrants further grant to the credit union the right to use and publish their proper name and state online, in print, and in any other media in connection with the contest. Acceptance of a prize constitutes permission for the credit union to use winners' names and likenesses for advertising and promotional purposes without additional compensation unless prohibited by law. By entering, participants release and hold harmless the credit union, its subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability or any injuries, loss, or damage of any kind arising from or in connection with this contest or any prize won.

Mail-In entries are limited to one per household. Submit your name, age, address and daytime phone on a 3"x5" card and mark as "Entry to Win: Advantages Are Coming"; Mail to: Credit Union Marketing Department – 4308 West Main; Kalamazoo, MI 49006. All entries must be postmarked on or before January 15, 2014.

7. Winner List: For name of winner, send a self-addressed stamped envelope to: Credit Union Marketing Department at 4308 West Main, Kalamazoo, MI 49006; must be postmarked on or before January 31, 2014.